Free credit report · Checking never affects your score
Know your
wealth
See your credit score, understand what's shaping it, and get matched with products you actually qualify for — free.
Thousands of South Africans use Score Up to understand their credit.
A free credit report, then products you qualify for
Score Up gives you your credit report from the bureau — free, and without touching your score. We then match you with loans, insurance and everyday financial products you actually qualify for, from registered South African providers. And if debt is the bigger issue, we can connect you with debt solutions that fit your situation.
What you can get
Products matched to your credit profile once you're in.
The names behind your matches
The bureau, insurers and providers behind your credit report and your product matches.
Retail rewards our clients love
Voucher and discount brands our members save with through Score Up.
Three steps to your credit report
No paperwork, no impact on your score.
Create your account
Sign up with your name, SA ID number and contact details. Your ID runs a soft credit check only — it never affects your score.
Verify your identity
A quick, secure check with our verification partner keeps your credit data safe. Have your ID document or smart card ready — it takes about two minutes.
See your score and your matches
Your free credit report, what's shaping it, and products matched to your profile — all in one place.
What our clients say
Real stories from people who checked their credit with Score Up.
I never understood my credit score until Score Up. Now I know exactly where I stand — and which products I actually qualify for.
I checked my score before applying for car finance and fixed the things holding it back. The whole process was simpler than I expected.
It's changed how I think about money. I feel in control, not overwhelmed.
Questions? Answered.
Ready to know your wealth?
Free. No impact on your score. No pressure.